When Can You Apply for Deferred Retirement Under FERS? You can apply for deferred retirement under FERS when you reach age 62 (or as early as 60 with 20 years of service, or 55/56 with 30 years in some cases). But what is a deferred retirement exactly? It’s a retirement path that allows former federal employees to claim pension benefits even after leaving early. Your application is s... https://www.federalpensionadvisors.com/post/fers-deferred-retirement